Great Lakes Angler Blog

Should You Get Extended Warranty for Boat?

Wednesday, February 05, 2014

ALEXANDRIA, Va., February 4, 2014 -- It’s acknowledged among boat owners that boat engines have improved in quality and reliability over the years, and backing that up are recent surveys from J.D. Power reporting a steady decrease in the number of reported problems in marine engines. So is buying an extended service contract – also known as “extended warranties” – worth the money today? The Boat Owners Association of The United States (BoatUS) Consumer Affairs looked at the issue and has these tips:

An extended “warranty” really isn’t a warranty: An extended warranty (service contract) is not a warranty at all but rather an insurance policy that pays for repairs if the breakdown, failure, or failed component is specified as covered by the policy. On the other hand, a new boat warranty covers much more, is included in the cost of the boat, and offers legal protections to the boat buyer.

Not everything is covered: An engine extended service contract covers specific items only. One BoatUS member found this out the hard way when his third-party extended service contract left him $1300 short after paying out of pocket for an engine control unit (ECU) replacement job on his 30-foot powerboat. The ECU was deemed consequential damage – and not covered – as a result of the original problem, an overcharging alternator.

The real cost of repairs could be higher: Extended service contracts typically come with deductibles, some don’t cover engine removal, and they often limit haul out coverage or, in the case of manufacturer-backed programs, will only pay if you purchased higher levels of coverage. Check the contract’s details on how the company handles deductibles and consequential damage.

Kill the overlap: If you decide to buy an extended service contract, find one that begins after the manufacturer’s warranty expires and never be pressured into buying one the same day you buy the boat. You’ve usually got up to at least nine months to make a decision. It should also be transferable, which adds to the boat’s value.

Manufacturer benefits: Consumers often get a better deal on engine service contracts that bear the name of the manufacturer because the dealer’s markup is limited. And while these service contracts take their name from the engine’s manufacturer, independent companies could underwrite them. However, you still are likely to get a better deal regardless because “manufacturer” programs often have substantially better coverage and more flexibility. Don’t forget prices are negotiable, and some engine manufacturers sell contracts direct, bypassing dealers.

Approval needed: While it is an extra step, extended service contracts require preauthorization before work begins. However, avoid those that will require work to be done only at a network of “approved” shops, or require you to use the selling dealer.

The gamble: Most defects in new boats and engines appear within the standard warranty period, so you may not get a return on the money you paid for an extended service contract.

How many problems will I have?: Some engine models that have higher than average rate of problems may benefit from an extended service contract. BoatUS members can use the BoatUS Consumer Protection Database that contains thousands of first-hand reports on boats and engines at For membership information visit or call 800-395-2628.

  Read Full Story

GlAngler Subscription

Recent Posts


Mr. Twister Bob Schmidt Mary Snyder Absolute Outdoor, Inc. dock lines IGFA Future Fisherman Foundation Z-Man Evinrude tackle storage Home Port Marine Marketing Cliff Pace Mystery Tackle Box Oakley Sunglasses Dogwood Canyon Trail Runs Alaskan Beckson Marine Stowaway Bag Plates and Kits Safety GPS Speedometer Bug bite relief Boat names Gull Lake Marine Tides Tournament Team Aqua-Vu Salmon Unlimited of Illinois Gary Giudice ONIX South Haven National Guard Streams Pop-Up LED Bowlights Lures USO Todd Sokolow DuraSafe Side Imaging Brad's Larson Electronics Bad Elf Conservation Mag Light Church Tackle Gunnison, CO Lip-Stix Sportsman's rights Tyee Conservation Marathon Boga BOLT Padlock redfish Andrew Dordek OHIO GPS for Lightning Connector cruzin F-Series Storm Gear Power Michigan City, Indiana InvisaSnap Multitools Rubrail CLASSIC Rippin' Lips clubs Shoremaster Walleye Plano Walleyes Ultimate Flannel Shirts Reese mudsnail Barry Brown Marine trailer tongue Rapala Line Gene Larew Ethanol Dunkirk, NY Bethel University Boat lifts Spencer Yachts Dollohan Downriggers Synergy Outdoors Michigan Earth Day Traditions Minn Kota Extended Warranty Aqua Vu Muscle Squared 65 Rippin Lips Bass fishing Ravenswood Media Frigibar Accon Marine Wisconsin Louie Stout Tommy Skarlis Rain suit splice Batteries Buff HELLA Ranger Aluminum Deep V Series USCG Dan Egan Ranger Boats Okuma Bait head Normark blue marlin RAT FINKEE iPhone Ascend Ryan Wilson Turning Point Props Marine Lighting Marcum iPilot iPad Jerky Homeport Marine Marketing Izaak Walton League Chronglobal Kindle book PFDs St. Croix Rods Aqua-Vu DSC tree stand injury Tracker Marine SeaLife Cameras Bass Pro Shops weather Niagara Falls Brian "Bro" Brosdahl Gill NA Snow-Shoe Tip-Up Fiberglass tiller Prosepec Electronics Davis Instruments Practical Sailor iPilot Link Matt Serbenski Lake Erie YUM Dinger Side Thruster Gary Dollahon Scholarship Brite Wash EVOLVE FISHING CO Onyx Marsh Madness Audio Jack Links Lake Assault PulseTech Accessories Costa Sunglasses Bass Pro Shops Four-Person Dome Tent with Screen Porch Soul5 Tackle Labs Kurt Mazurek NAIFC Championship Aquatic AV Odd'ball Fin Spin Gear Goby EZ BoatPort Milennia MIL-iDock Kayaks Launch ramp thieves trailer tongue Bass Pro Catfish Simrad New Zealand AmVets Blue Collar Outdoors Size limits McMurdo WFN Ice Fishing Sunglasses Smartfind S20 Personal AIS Beacon Big Bear Products WeatherStation Autotether Vick Northland 580P lenses New Lures BASSMASTER Boat maintenance Muskie Lure Speakers Kevin VanDam Beckson Marine Deck Plate Frabill treestand injury Slide Moor Baitcast Fishing Pole BBQ Lighter YUMphibian Camera mount Dave Genz Swedish FireKnife Lakemaster News/Social Knives Headgear CUSTOM JIGS 'N' SPINS theft Berkley Dollahon Bristol Bay Beckson Marine Micro-Mobile Pro Viewing Case Clam Evolve marlin Jeff's Tackle Shop Lake Huron Bro Brosdahl Crankbait Net 360 MATE USA Flat Slider 75 Slender Spoon Tournaments VMC Delorme Walleye tournament Owners tournament FLW Tools Smart Guide Publications Swim Whizz exotic invader jigs Chaco Chicago barrier Grunden's SOG Whale Trout Unlimited Dave Mull Wildlife Forever Beckson Topwater BASSMASTER CLASSIC Invasive species Aqualuma Knife sharpening Telescoping JIggler Long Rod Lights eZSplice Smart Guide to Freshwater Fishing Custom Jigs & Spins Angler 175T Ranger VS1780 Fishing Glorvigen Contaminants Electronics SeaEra QC Grand Rapids Ultimate Outdoors Show hardbaits University of Buffalo Rushton Gregory Contest Matt Straw Free Fishing Weekend MWC Thermacell Rain gear RedHead Pharmaceuticals Mike Seymour Quantum Hunting boat rental Trade Shows TRAC Milwaukee Journal-Sentinel ASA Mustad Michigan DNR Betsy Black Velvet Mazurek Boating ShowSpan Venice, Louisiana MUSHING ABT X-2 Countdown Olcott, NY Safe boating KVD John E. Phillips Alabama Rig Optima Marine NewsWire Scott Glorvigen Chatterbait Swim bait Tip-Up Shelter LineSnubber Shock Wave JVD Catch & Cook Clay Dyer Innovative Outdoors TRAC Ecological Hevi-Beads Costa Marine General Air show Grady-White Insurance Rough Weather River Fishing Jonathon VanDam Rovermax LR 100 Aluminum Deep V Series The Harry Lure Sport Shows EZ Dock Lund Boats Tournament Grade Circle Hooks JBL Hobie Pro Angler Technology Dave Mull Blog The Conference & Event Center Niagara Falls Interlux Army Corp of Engineers Marine Radio KVD Speedbag Insect repellent Stabenow Salmon Weather Buoy Whistler Spoon Storage Glacier Glove Lead Lake Ontario Great Lakes Troller Minnesota Fuel Sun protection Strike King METS B.A.S.S. great lakes Serious Shine Asian carp Spreads Wounded Warriors Traditions Media Bass Pro Shops Gift Card Scott Martin Kevin Van Dam Radial EZ Splice Fasteners New York Bait Rigs USCGA Bheestie Bag Grab Rail Youth Monel Metal Lund exotic species Princecraft BoatUS Angler Orca Fin System Torpedo Divers Boats Tim Popfinger bimini top ODNR Wild River series Oshkosh Kayak Mark Zona Ultracoat Extreme Baitcast Reel Wind Power NMEA Hobie Port of Indiana Full Throttle LineGrabber High school bass fishing Cabela's Blue Heron Communications PRADCO Up Stream Hydration Back Pack Forage Minnow Fort Wayne, Indiana FRIDAY FUNNIES YUM Pro Polish thieves binoculars Andrew Semprevivo Raritan DuraSafe Electronics Lock Shipping LOTSA ABT Wake Fishing Navigation Triton Boats Fish America Foundation Records Fish Hawk XD4 Lowrance Ice Features spreader light Legend Gold Lake Michigan Sunstream Boat Lifts STRATTEC Radio Alaska Rugged Shark Faria inReach WileyX Coleman Yamaha ATV ice fishing, Bro Show, Traditions Media Mark Chmura Costa Del Mar AKOYA Personal Flotation Devices Fishing Clubs Greater Niagara Fishing & Outdoor Expo Fishouflage Reef Runner Jeff Wenzel spoon award Mack's Lure Rig'N Tails South Haven, Michigan Sphaera Dogs Rescue Ditch Steve Wood Skarlis Green Bay, Wisconsin Honda Personal Flotation Device Husky Jerk Kill switch Marine Speakers Legend Extreme Foul weather gear 1675 Pro Guide Angler Silver Horde Seakeeper gyro Lighting USSA Tight Lines Jewelry Global Spectrum toilet LCWCC Manistee Hamlin Swanson-Russell sunglass Wedding Ring Boating safety Plano Synergy Oculus Bug repellent Fiberglass boat Bibs Lake trout Holland Tackle Bag Water Buddies Martin-Flory Cannon Macho Minnow Bristol Bay Salmon Soft Jigwobbler Ryan Kleckner Plano Tackle Boxes ATV One-Handle-Does-It-All System Lake Superior Footwear ChartSelect Promise Keeper LakeMaster Western States Version Endura Balog Ranger Yamaha U.S.S.A. Keep Kool Titan Chain La Mar Iaconelli Sharpeners Traxstech Lake of the Woods radar Line Recycle Bin Boat Covers Brown trout Magnum Flow-Troll Volvo Penta News Brian Brosdahl Mosquito repellent Boat US Indiana DNR fitness Lock Gravity Uncle Norm's Corey Schmidt Humminbird Apps Patrick Hurst Shoes Nautical Ditty bag St. Croix Coleman cooler Brandon Newby Ned Rig Soo Locks Deep Sea Diver Mercury Marine Multi-species Games Bass Bait Holder Masters Walleye Circuit Skamania Mania Acme Bass lure MULL BLOG Moisture Muncher Airmar Chargers Northwest Indiana Steelheaders Tom Neustrom spinning rod Green Bay CMP Global Jeff Gustafson Deck Plate BoatUS Coast Guard KVD Speedbag Wormfile Video Black Earth Creek Beckson Marine Stowaway Bag Plate On board Whale Pumps Sheldon's Mack's Lures Rods PLB Shurhold